Manuel was born in the Azores and immigrated to the United States with his parents in 1967. As a teenager, Manuel worked on a dairy and attended Modesto Jr. College. In 1975, Manuel went to work as an agent for Rico Insurance and became a partner at 11 years later.
Manuel specializes in all forms of insurance. He has over 38 years of experience in all aspects of the insurance industry including: independent broker, owner, manager, sales, underwriting and risk management. Manuel is trilingual in Portuguese, English and Spanish.
Manuel loves soccer and has participated as a player, coach and ultimate fan. In his free time, Manuel enjoys his children and grandchildren and traveling near the beach with his wife Connie.