Services

Commercial Lines Division
Rico, Pfitzer , Pires & Associates Insurance Agency Inc. is an Independent Insurance Agency with tremendous clout and pricing power for its' clients. Our Agency markets, sells and services all types of commercial lines of business and can provide all types of coverages and services for every unique situation.

Risk Management Services
Our Agency can provide you and your company with quality, custom development, implementation and update audits of programs which address Safety and Health Administration, Employee Accident Prevention and Risk Analyses.

We offer consultation and quality on-site training of Managers, Supervisors, and Employees both in the English and Spanish Languages.

Our Agency can help you to reduce workplace injury exposures, down-time and regulatory liabilities which can minimize our client's claims exposure.

Farm and Crop Division
Located in the middle of the San Joaquin Valley, Rico, Pfitzer, Pires & Associates has over thirty years in fulfilling farmers Insurance needs.

Employee Benefits Division
This department provides health, dental, vision, disability insurance, and life insurance for employers and individuals. We can provide employers with the tools for a section 125 or POP plan and COBRA administration.

Personal Lines Division
Rico, Pfitzer, Pires & Associates' large client base and premium volume has allowed the agency to establish a substantial pricing advantage for our clients. Our significantly lower premiums have saved our clients thousands of dollars on their personal insurance premiums.

Life Insurance Division
This department provides life insurance and financial protection for the business owner, their employees, and most importantly, "your family". Specializing in Key Employee Life Insurance, Buy-Sell agreements, Group Life, Term Insurance, and Universal Life.

Long Term Care Division
We have affordable policies that will help assure your independence, help assure you the quality care you hope for and expect, to protect the savings you have spent a lifetime earning.

Fixed Annuities
Piece of mind comes with owning an Annuity. Safety and security, protection from market risk, with no risk to principal. Guaranteed interest rates and flexible payouts to meet your needs.

Claims Division
Rico, Pfitzer, Pires & Associates provides an on-staff-dedicated claims department for the expedition restoration service for your property losses. Our Preferred Auto Body Program takes the hassle out of Auto repair, . "Fast and convenient" is our motto in this department. We work very hard to minimize the pain of having a claim.

Our in house Workers Compensation Claims Department consistently monitors Workers Compensation claims to assist in the lowering of reserves and the closing of claims promptly and therefore reducing client's experience modification.

Real Estate Division
Rico, Pfitzer, Pires & Associates provides a Real Estate Sales department for your farm, residence, vacant land, or commercial building. Being in business for over thirty years allows our clients to get a tremendous amount of exposure on their property and has resulted in expedited sales. List with Rico, Pfitzer, Pires & Associates Real Estate and you will get results.