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Our California Insurance Blog | Rico, Pfitzer, Pires and Associates of Gustine CA

It is Broken! Is it Covered? Home Systems Breakdown

Category: Blog
Air conditioner photo

My air conditioner broke down, does my policy cover it? No, if your air condition breaks down due to usual wear or old age your insurance policy will not cover the cost to replace it. What about my other household appliances, are they covered for breakdown? Overall many Standard Homeowners Insurance policies do not provide … More

Now Hiring Customer Service Representatives

Category: Blog

We are seeking self-motivated, well-organized individuals for full-time Customer Service Representative positions.  Rico, Pfitzer, Pires and Associates in an independent insurance agency located in Gustine, California.   Our staff is team focused and committed to a cooperative working environment.  This is a fantastic opportunity to build a life-long career with a company and industry that is … More

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Part Time Accounting Position

Category: Blog

We are looking for a reliable, hard working and fun individual to join our team in the Accounting Department.  This part-time position (or possible paid internship) with flexible schedule and hours.  The position requires basic knowledge of accounting including: Accounts Payable, Accounts Receivable and Commission Payroll.  This position would be ideal Rico, Pfitzer, Pires and … More

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Do You Have a Leak?

Category: Blog
Water leak photo

I have a water leak what should I do? If you know where the leak is located the best way to proceed would be to contact a plumber.  The plumber can then either repair the leak or suggest the best way to proceed.  Please note that most carriers do no pay for the cost to … More

Small and Medium Farmers Encouraging Employee Loyalty

Category: Blog

Small/Medium Farmers encouraging employee loyalty What do you do when a trained employee is leaving for a large (50+ employee) farm that offers Health Insurance? Now that the Affordable Care Act (ACA) mandates businesses with more than 50 Full Time Equivalent (FTE) employees are to offer health insurance, many small and medium sized farms are losing key … More

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Why Do I Have to Pay My Deductible

Category: Blog

But it’s not my fault!  Why do I have to pay my deductible? Question: Someone else hit my car, so why do I have to pay my deductible. Answer: If you are using your own insurance to assist in repairs to your vehicle, the deductible is the portion or the loss you’ve agreed to share … More

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Business Fleet Common Risks

Category: Blog

No matter the industry, we notice most businesses tend to have one particular type of accident in common and it occurs rather frequently. Whether you are in farming, construction, or catering, if vehicles are involved at your business, chances are most of your claims will be vehicle related accidents. We’re not just talking about small … More

Is My Stuff Covered?

Category: Blog

We know your stuff is important to you.  Whether you are moving, putting your stuff in storage, or sending a child to college, you probably have questions about the insurance coverage for belongings.  Following are some of the most common insurance related questions we receive about stuff. Is my stuff covered while I’m moving? Yes!  … More

Rental Car Coverage

Category: Blog

“If I can’t drive my vehicle, does my insurance cover the cost of a rental car?” This is one of the most common questions we receive.  When a vehicle carries Comprehensive and/or Collision coverage the client has the option to purchase Rental Car Coverage.  This coverage will provide for the expense of using a rental … More

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