Rico, Pfitzer, Pires and Associates
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Our Coverage

Contractors Insurance

Contractors tend to be firm believers in Murphy’s Law: if something can go wrong on a job site, chances are, it will. As a general contractor (GC), you are responsible for everything that happens on the job site – from start to finish. If a wall collapses or someone on your crew – or any … More

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Earthquake Insurance

Since the 1900s earthquakes have occurred in 39 states, and roughly 90% of Americans live in areas considered seismically active, yet only a very small percentage of homeowners actually purchase earthquake insurance. As a local agency since 1968, we have become experts in earthquake insurance. In , we know that homeowners deal with earthquake fears … More

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Employment Practices Liability Insurance

Effectively protecting your company from employment practices liability requires having comprehensive EPLI policies in place before anything happens. EPLI is no longer just a concern for mega-corporations – more and more small and medium-sized businesses are being targeted by disgruntled employees. The offers EPLI as a stand-alone policy, rather than folding it into a broader … More

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Equine Insurance

is happy to offer coverage on all of your equine needs.  It is our goal to educate you in hopes that you are able to understand what is available to protect your equine investment and your business.   We represent companies that offer the best coverage available in at reasonable rates.   Our equine specialist Joye Mendes has … More

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Excess Liability / Umbrella Insurance

Owning a business is a difficult task. As a business owner, you worry for the future of your company in a time when many businesses are going under. In addition to making sure the company is growing, you must also plan for mistakes or accidents that could potentially devastate your business. The best way to … More

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Field Crops Insurance

Your field crops are just as important an investment as your home or farm. In stands to reason that you should be able to purchase the protection you need to hedge against natural disasters or the fluctuations of commodity prices. Whether you need crop-yield or crop-revenue insurance, we can help you find an affordable balance. … More

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Flood Insurance

Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs. Homeowners insurance does not cover floods. Purchasing a flood insurance policy through can protect you. Although … More

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General Liability Insurance

Does your business have enough liability coverage? Can your business ever have too much? These days, even the smallest of mishaps can result in large lawsuits. That’s why all of us at take your protection seriously. business liability insurance, along with property and worker’s compensation insurance, is a crucial tool for most businesses. Liability insurance … More

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Glass Companies Insurance Plans

In , glass companies often offer a wide range of glass and glass-related products for residential and commercial applications. Glass, by its very nature, is expensive and can be dangerous. At , we can insure your glass company for a wide variety of issues. If you own a glass company, you know that the risks … More

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Group Benefits

At we pride ourselves in the ability to be more than just your average insurance agents—we strive to be the insurance leaders you depend on to protect all aspects of your life and business; including areas of coverage as specialized as employee benefits. At we are happy to provide custom, quality employee and group benefits … More

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